Terms & Conditions

Mystic : Tarot Guide · HouseofTech Innovation Pvt Ltd

Last updated: 24 July 2026

These Terms and Conditions (“Terms”) govern your access to and use of the Mystic : Tarot Guide mobile application, website, software, and related services (collectively, the “Platform”), operated by HouseofTech Innovation Pvt Ltd (“we”, “us”, “our”, or the “Company”).

By accessing, downloading, registering, or using the Platform, you agree to be bound by these Terms. If you do not agree, please do not use the Platform.

1. About the Platform

Mystic : Tarot Guide is a tarot & astrology app that offers tarot card readings, daily card draws, tarot spreads, horoscopes, zodiac insights, and related spiritual guidance content. Some content is free; premium readings and features require a paid subscription or in-app purchase.

2. For Guidance & Entertainment Only

• Tarot and astrology are matters of belief and interpretation; readings are not statements of fact and outcomes are not guaranteed.
• Interpretations of cards, spreads, and horoscopes may vary; content is provided for general reference and personal reflection.
• If you are experiencing a medical, mental-health, legal, or financial concern, please consult a qualified professional.
• Content libraries and features may be updated, replaced, or removed at any time, and may vary by region, device, plan, language, and server load.

3. Eligibility

• You must be at least 18 years old (or the age of majority where you live) to use the App and to purchase a subscription.
• By using the Platform, you confirm that you have the legal capacity to accept these Terms.

4. Account Registration

• You may use parts of the App without an account; to save readings or subscribe you may sign up using your email address or a supported identity provider (Google, Apple).
• You are responsible for the security of your account credentials and for all activity under your account.
• You agree to provide accurate and complete information.
• We may suspend or terminate accounts with false, misleading, or shared credentials.

5. Content Ownership & Your Use

• All readings, card artwork, audio, images, text, graphics, branding, and other materials made available in the App (the “Content”) are owned by or licensed to HouseofTech Innovation Pvt Ltd or their respective rights holders, and are protected by intellectual-property laws.
• We grant you a limited, non-exclusive, non-transferable, revocable license to use the Content for your own personal, non-commercial use, while your account and (where applicable) subscription are active.
• You may not resell, redistribute, publicly perform, sublicense, or create derivative works from the Content, or use it for commercial purposes, without our written permission.

6. Acceptable Use & Restrictions

You agree not to:

• Resell, sublicense, or commercially redistribute the App, the Content, or your subscription, or provide access to third parties via automation/scraping.
• Reverse engineer or attempt to extract source code, models, or proprietary systems.
• Circumvent usage limits, paywalls, geo-restrictions, or content protections.
• Use the Platform for any unlawful, fraudulent, abusive, or harmful purpose, or to promote hatred against any community, faith, or belief.
• Present readings from the App as professional advice to others, or use the App to defraud or mislead any person.
• Share your account or active subscription with others.

7. Subscription, Pricing & Payments

• Premium content and features are available through paid subscription plans and/or one-time in-app purchases.
• Current pricing is displayed inside the App at the time of purchase, in your local currency where supported. Prices may vary by region and may change at any time; existing active subscriptions remain at the agreed price until renewal.
• Payments are processed by RBI-licensed payment gateway partners (such as Razorpay, PhonePe, or similar providers), supporting UPI & UPI Autopay, credit/debit cards, and netbanking. The active payment gateway may change from time to time without prior notice.
• We do not store your full card or banking details on our servers.
• Subscriptions auto-renew until cancelled. See our Payment & Cancellation Policy for full details.
• Prices may be exclusive of taxes (VAT, GST, sales tax) depending on your region; any applicable taxes are shown at checkout.

8. Refund & Cancellation

• You may cancel auto-renewal at any time before the next billing cycle. Cancellation prevents future charges; current period access continues until expiry.
• Completed payments are non-refundable except as described in our policy or where required by applicable consumer law (including any statutory withdrawal/cooling-off rights in your country).
• For details, see the Payment & Cancellation Policy.

9. Disclaimer

• Mystic : Tarot Guide provides readings and content for personal guidance and entertainment. Content is provided on an “as is” basis and is not guaranteed to be accurate, complete, or predictive.
• We do not guarantee any specific spiritual, personal, financial, health, or other outcome.
• You are solely responsible for how you interpret and act upon the Content, including compliance with the laws and customs of your jurisdiction.

10. Intellectual Property & Third-Party Rights

• All software, design, branding, and Content on the Platform are owned by or licensed to HouseofTech Innovation Pvt Ltd or their respective rights holders.
• You receive a personal-use license only; no ownership of the Platform or Content transfers to you.
• If you are a rights holder and believe content infringes your rights, contact us at the email below and we will review and, where appropriate, remove it.

11. Third-Party Services

• The Platform integrates third-party services such as payment gateways (Razorpay, PhonePe), sign-in providers (Google, Apple), cloud storage and content-delivery networks, AI providers, and analytics tools.
• These services operate under their own terms and privacy policies. We are not responsible for their independent functionality or policies.

12. Suspension & Termination

We may suspend or terminate your account if:

• You violate these Terms, our usage rules, or applicable law.
• Payments fail, are disputed, or charged back.
• You misuse the App in ways that harm other users or the Platform.
• Required by court order or government authority.

13. Limitation of Liability

To the maximum extent permitted by law:

• The Platform is provided on an “as is” and “as available” basis.
• We do not guarantee uninterrupted, error-free, or always-accurate service or content.
• We are not liable for any indirect, consequential, or incidental damages, or for any loss or decision arising from your reliance on the Content.
• Our total aggregate liability for any claim shall not exceed the amount you paid us in the 12 months preceding the claim.
• Nothing in these Terms excludes liability that cannot be excluded under applicable law, or limits any non-waivable statutory consumer rights in your country of residence.

14. Indemnification

You agree to indemnify and hold harmless HouseofTech Innovation Pvt Ltd, its officers, employees, and partners from any claims arising from:

• Your use or misuse of the Platform or its Content
• Your violation of these Terms
• Your infringement of any third-party right

15. Privacy Policy

Your use of Mystic : Tarot Guide is also governed by our Privacy Policy, which explains how your personal data is handled.

16. Modifications to Terms

• We may update these Terms at any time. Material changes will be communicated through the App.
• Continued use of the Platform after updates means you accept the revised Terms.

17. Governing Law & Jurisdiction

• These Terms are governed by the laws of India, without prejudice to any mandatory consumer-protection rules of the country where you habitually reside.
• Subject to such mandatory rules, disputes shall fall under the exclusive jurisdiction of courts in Gurgaon, Haryana, India.

18. Contact Information

• Company Name: HouseofTech Innovation Pvt Ltd
• Email: support@houseoftech.ai
• Address: F-118, Adani Galeria, Sector 89A, Gurgaon, Haryana, India